Terms of Service

1. Acceptance of Terms

Welcome to Caracabece ("we," "our," or "us"). These Terms of Service ("Terms") govern your use of our website caracabece.com and all related services (collectively, the "Service"). By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not access the Service.

2. Description of Service

Caracabece provides investment information, market analysis, educational content, and related services focused on the Australian financial markets. Our services include:

• Investment market analysis and commentary
• Educational resources and guides
• Newsletter subscriptions
• Blog articles and research reports
• Market trend insights and data

3. User Accounts and Registration

To access certain features of our Service, you may be required to register for an account. When you create an account, you must:

• Provide accurate, current, and complete information
• Maintain and promptly update your account information
• Maintain the security of your account credentials
• Accept all risks of unauthorized access to your account
• Notify us immediately of any unauthorized use

4. Acceptable Use

You agree to use our Service only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Service for any unlawful purpose or to solicit unlawful conduct
• Violate any applicable federal, state, local, or international law or regulation
• Impersonate or attempt to impersonate Caracabece, our employees, or other users
• Engage in any conduct that restricts or inhibits anyone's use of the Service
• Use any robot, spider, or other automatic device to access the Service
• Introduce any viruses, trojan horses, worms, or other malicious code
• Attempt to gain unauthorized access to any portion of the Service

5. Investment Disclaimer

IMPORTANT: The information provided through our Service is for educational and informational purposes only and should not be construed as investment advice. Key disclaimers include:

• We are not licensed financial advisors or investment professionals
• All investment decisions should be made in consultation with qualified financial professionals
• Past performance does not guarantee future results
• All investments carry risk, including the potential loss of principal
• We do not guarantee the accuracy, completeness, or timeliness of any information
• Market conditions can change rapidly and without notice

Always conduct your own research and due diligence before making investment decisions.

6. Intellectual Property Rights

The Service and its original content, features, and functionality are owned by Caracabece and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws. You may not:

• Reproduce, distribute, or create derivative works of our content
• Use our content for commercial purposes without express written permission
• Remove any copyright, trademark, or other proprietary notices
• Reverse engineer or attempt to extract source code from our Service

7. User-Generated Content

If you submit comments, feedback, or other content to our Service, you grant us a non-exclusive, royalty-free, perpetual, and worldwide license to use, modify, and distribute such content. You represent that:

• You own or have the necessary rights to the content you submit
• Your content does not violate any third-party rights
• Your content is not defamatory, obscene, or otherwise inappropriate

8. Privacy Policy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the Service, to understand our practices regarding the collection and use of your personal information.

9. Disclaimers and Limitation of Liability

9.1 Service Disclaimers

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. WE DISCLAIM ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

9.2 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CARACABECE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO INVESTMENT LOSSES, LOST PROFITS, OR DATA LOSS.

10. Indemnification

You agree to defend, indemnify, and hold harmless Caracabece and its officers, directors, employees, and agents from any claims, damages, obligations, losses, liabilities, costs, or debt arising from:

• Your use of and access to the Service
• Your violation of any term of these Terms
• Your violation of any third-party right
• Any content you submit through the Service

11. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice, for any reason, including if you breach these Terms. Upon termination, your right to use the Service will cease immediately.

12. Australian Consumer Law

Nothing in these Terms excludes, restricts, or modifies any guarantee, warranty, term, or condition implied or imposed by the Australian Consumer Law or any other applicable law that cannot lawfully be excluded, restricted, or modified.

13. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of Victoria, Australia. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of Victoria, Australia.

14. Changes to Terms

We reserve the right to modify these Terms at any time. If we make material changes, we will notify you by posting the updated Terms on our website and updating the "last updated" date. Your continued use of the Service after such changes constitutes acceptance of the new Terms.

15. Severability

If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck, and the remaining provisions shall remain in full force and effect.

16. Contact Information

If you have any questions about these Terms of Service, please contact us: